Plan your move
Mortgage and Alberta closing costs.
Two quick calculators to help you plan. Everything runs in your browser and nothing is sent anywhere. Results are estimates only: confirm your numbers with your lender, your real estate lawyer and Walter.
Mortgage payment
- Mortgage amount (incl. any insurance)
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- Default insurance premium
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- Total interest
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Assumes a fixed rate with interest compounded semi-annually, as is standard for Canadian fixed-rate mortgages, and the same rate for the whole amortization. With less than 20% down, mortgage default insurance is required; the premium uses the standard CMHC rates by loan-to-value and is added to the mortgage. Thirty-year amortizations are only available in some cases. Property taxes, condo fees and insurance are not included.
Alberta closing costs
Alberta has no land transfer tax. Buyers instead pay Land Titles Office registration fees, plus legal and other costs.
- Land Titles: transfer of land
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- Land Titles: mortgage registration
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Land Titles fees use Alberta's fee schedule in effect from October 1, 2026: a transfer of land is 50 dollars plus 5 dollars for every 5,000 dollars (or part) of the property value, and a mortgage is 50 dollars plus 5 dollars for every 5,000 dollars (or part) of the principal. Legal, inspection and title insurance amounts are typical placeholders you can change; get quotes from your own providers. GST may apply to new homes. Alberta Land Titles fees
Want to talk numbers?
Walter can walk you through what homes in your price range look like in the communities on your list.